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Software FactoryLiquidity
What Is Liquidity
Our Liquidity Solution provides comprehensive tools for managing and assessing the liquidity position of financial institutions.
By calculating liquidity gaps, it helps businesses monitor the balance between incoming and outgoing cash flows, offering clear insights into cash availability and potential shortfalls.
This solution is vital for financial planning, ensuring that companies can meet their obligations without jeopardizing day-to-day operations.
The solution analyzes liquidity based on the maturity of financial products, such as loans, deposits, and investments.
It helps in predicting cash inflows and outflows, considering multiple factors such as principal repayments, interest payments, and accrued interest.
This allows businesses to assess their liquidity position and plan for future liquidity needs effectively.
Additionally, the Liquidity Solution supports customizable reporting and allows businesses to model various scenarios, such as stress testing, to prepare for potential liquidity crises.
Key Features
Liquidity Gap Calculation
Efficiently calculates liquidity and accumulated gaps, helping businesses anticipate cash flow needs based on the maturity of products.
Customizable Maturity Ladder
Our solution allows you to define different maturity buckets, providing a tailored maturity ladder to suit your specific needs
Rule Configuration
Easily configure rules for calculation of the products.
Scenario Analysis
Allows users to model and analyze different liquidity scenarios, such as stress testing, interest rate changes, and varying cash flow conditions.
Flexible Treatment Methods
Customize how amounts such as interest, principal, and accrued interest are treated by applying different methods, including :
Maturity of Accounts
Account Installments
Fixed Percentages on Maturity Buckets
Distribution Based on Regulatory Percentages
Regulatory Compliance
Helps meet liquidity regulatory requirements by providing accurate gap analysis reports and ensuring adequate liquidity reserves.
User-Friendly Interface
Access an easy-to-navigate platform that simplifies the setup of liquidity rules and treatments without requiring technical expertise.